Citroën Guaranteed Future Value

If you choose a GFV agreement, Citroën promises you a set, pre-arranged minimum buy-back value when your loan ends. The Guaranteed Future Value (GFV)‡ is a car’s guaranteed future buy-back amount, as determined by Citroën Financial Services. This arrangement is great for managing your cash flow, because with a GFV agreement you will know exactly what your monthly payments will be. It also helps minimise the risks associated with fluctuating used car market conditions, so that if at the end of the loan term, the actual market value of the car has dropped below the guaranteed future value amount, Citroën Financial Services will absorb the difference – because the value has been guaranteed.

You could hand it back with nothing more to pay – even if the car’s market value happens to be much less than the GFV amount (subject to meeting Fair Wear and Tear conditions and kilometre allowance). Plus, the good news is that if the market trade-in valuation for your vehicle is worth more than the GFV, you may be able to upgrade your Citroën, trade in the vehicle and pocket the difference. So, enjoy peace of mind and protection from fluctuating used car prices and let Citroën Financial Services take the risk, not you.

Key benefits of Guaranteed Future Value

A loan with a Guaranteed Future Value agreement has several key benefits:

  • Provides peace of mind on the payout of your loan
  • Flexibility for those who prefer a new more often
  • It can lower your monthly payments*
  • Multiple options at the end of the loan to suit your needs

*Lower monthly repayments compared to a similar term with no Guaranteed Future Value (GFV) or equivalent balloon final payment. Total interest charges will be higher if a GFV or balloon final payment is selected.

Jarvis Citroen
Jarvis Citroen

What happens at the end of your term?

At the end of your term, you’ll have several options depending on what suits you at the time. You can:

  • UPGRADE Use your current car as a trade in and upgrade to a new Citroën (provided you continue to meet the loan approval criteria);
  • RETAIN Change nothing and keep driving your Citroën. Just pay the final amount, which is the GFV. We can help you with finance if required; or
  • RETURN Simply return your Citroën and have nothing more to pay (provided your car meets Fair Wear & Tear conditions and agreed kms).

Jarvis is a people driven company, focused on providing an environment which creates loyal, satisfied customers and staff.